Flashcards Study System for the CFP® Exam

• Interactive CFP® Practice Test Questions
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Learn How to Quickly Solve Difficult
CFP® Test Questions

Dear Friend,

Here's a little secret about the CFP Test: the CFP® test is what we in the test preparation field call a content-driven test.

While some tests are looking to see what you are ABLE to learn, the purpose of the Certified Financial Planner™ (CFP) Certification Examination, offered by the Certified Financial Planner Board of Standards Inc. (CFP Board), is to test your understanding of what you have already learned. The goal of the CFP® test is to use a standardized testing process to create an objective assessment of a test taker's knowledge and skills.

In other words, it's more about what you know than your ability to solve clever puzzles. This is good news for those who are serious about being prepared, because it boils down to a very simple strategy:

You can succeed on the CFP® test and become a Certified Financial Planner™ (CFP) Professional by learning critical concepts on the test so that you are prepared for as many questions as possible.

Repetition and thorough preparation is a process that rewards those who are serious about being prepared, which means that succeeding on the CFP® test is within the reach of virtually anyone interested in learning the material.

This is great news! It means that if you've been worried about your upcoming CFP® test, you can rest easy IF you have a good strategy for knowing what to study and how to effectively use repetition to your advantage.

But it also creates another set of problems.

If you tried to memorize every single possible thing you can for the CFP® test, the field of possible things to review would be so huge that you could not hope to cover everything in a reasonable time.

That's why we created the Flashcards Study System for the CFP® Exam: we have taken all of the possible topics and reduced them down to the hundreds of concepts you must know and provided an easy-to-use learning method to guarantee success on the CFP® test.

We wanted this system to be simple, effective, and fast so that you can succeed on your CFP® test with a minimum amount of time spent preparing for it.

Here Are Some of the Features of Our
Flashcards Study System for the CFP® Exam

• Study after study has shown that repetition is the most effective form of learning, and nothing beats flash cards when it comes to making repetitive learning fun and fast
• Flash cards engage more of your senses in the learning process; you compete with yourself to see if you understand the topics, and the flipping action gets you actively involved in the learning process
• Our cards are printed on heavy, bright white 67 lb. cover stock, and are laser printed at 1200 dpi on our industrial printers; these are professional-quality cards that will not smear or wear out with heavy usage
• We cover all the major content areas on the exam
• Our CFP® flash cards include an edge that is micro-perforated, which means that you are much less likely to have a painful papercut on your fingers when moving quickly through the cards
• Our cards are portable, making it easy for you to grab a few and study while waiting for the bus or the doctor, or anywhere where you have a spare moment that would otherwise be wasted
• Our cards are written in an easy to understand, straightforward style; we don't include any more technical jargon than what you need to pass the test
• The cards are a generous size, 3.67 x 4.25 inches, that fits perfectly in your hands and they aren't so small that you have to use a magnifying glass to read tiny type; all questions and answers are in a normal-size print for easy studying
• Our concept cards include in-depth explanations; you won't see any one-word answers that require you to go get a textbook to figure out what's going on. All of our cards include generous, thorough explanations so if you didn't understand the concept, you will after reading the back of the card!
• We use a font that's been proven to be very readable; this will enable you to absorb more information painlessly during late night study sessions
• Our system enables you to study in small, digestible bits of information; unlike using boring textbooks, flash cards turn learning into a game you can play until you've mastered the material
• It's easy for a friend to help you study. They don't even have to know anything about the CFP® test; if they can read, then they can quiz you with our CFP® flash cards!

Now, let us explain what the Flashcards Study System for the CFP® Exam is not. It is not a comprehensive review of your education, as there's no way we could fit that onto a single set of flashcards.

Don't get us wrong: we're not saying that memorization alone will automatically result in a passing CFP® test score- you have to have the ability to apply it as well. However, without the foundation of the core concepts, you cannot possibly hope to apply the information. After all, you can't apply what you don't know.

Flashcards Study System for the CFP® Exam is a compilation of the hundreds of critical concepts you must understand to pass the CFP® test. Nothing more, nothing less.

Here's Exactly What You Get With the
Flashcards Study System for the CFP® Exam

When you order the Flashcards Study System for the CFP® Exam, you'll get our set of flashcards specially selected to give you the most CFP® test performance improvement for the least time. This is just a partial list of the topics you can find in our cards:

I. General Principles of Financial Planning:

• Financial Planning Process
• Code of Ethics
• Brokerage Companies
• Hope Credit
• Balance Sheet
• Consumer Protection Laws
• Chapter 13 Bankruptcy
• Rules
• Professional Liability
• Child Support
• Calculations: Buying or Leasing
• (SIPC)
• Fixed Rate Loans
• Disciplinary Rules and Procedures
• Professional Responsibility
• Life Cycle and Age
• Lifetime Learning Credit
• Cash Flow Statement
• Education IRAs
• Monetary Settlement Planning
• Section 2503(c) Minor's Trust
• Consumer Debt
• Emergency Fund Planning
• Bankruptcy Code, Chapter 7 Bankruptcy
• Credit and Debt Management
• Client Attitudes
• Fair Credit Reporting Act
• Perkins Loan
• Financing Strategies
• Home Equity Loans
• Financial Planning Practice Standards

II. Insurance Planning and Risk Management:

• Law of Large Numbers
• Automobile Insurance
• Underwriting
• Fundamentals
• Whole Life Insurance
• Contractual Provisions
• Point-Of-Service Plan
• Long-term Care Insurance
• Reinsurance
• Dividend Options
• Endowment Policies
• Appropriateness Of Coverage
• Insurance Company Selection
• Federal and State Law
• Property And Casualty Calculations
• Response To Risk
• Viatical Agreements
• Umbrella Insurance Policy
• Benefit Amount
• Taxation of Benefits
• Risk Exposure: Personal
• Life Insurance Calculation
• Insurance Contracts
• Basic Coverages

III. Employee Benefits Planning:

• Group Term Life Insurance
• Dependent Coverage
• Planning Strategies
• Rabbi Trust
• Restricted Stock
• Income Tax Implications
• Basic Provisions
• Purchase Plans
• Incentive Stock Options
• COBRA
• Employee Benefit Analysis
• Stock Appreciation Right
• Cafeteria Plan
• Flexible Spending Account
• Fringe Benefits
• Junior Stock
• (SERP)
• Business Continuation
• Split-Dollar Policy
• Executive-Bonus Life Insurance
• Key Employee Insurance
• Secular Trusts
• Employee Stock Options

IV. Investment Planning:

• Investment Vehicles
• Certificates of Deposit
• Coefficient of Determination
• US Treasury Bills
• Reinvestment Risk
• Repurchase Agreements
• Savings Bonds
• (REIT)
• Asset-backed Securities
• Investment Companies
• Futures Contracts
• Short Sales
• Federal Agency Debt
• Annualized Return
• Coefficient Of Variation
• Treasury STRIPS
• Required Rate of Return
• After-tax Yield
• Margin Calls
• Investment Grade Corporate Bonds
• High Yield Corporate Bonds
• Callable Bonds
• Natural Resources
• Embedded Options
• Interest Rate Risk
• Types of Common Stock
• Paying Dividends
• Warrants
• Dividend Growth Models

V. Income Tax Planning:

• Filing Requirements
• Itemized Deductions
• Penalties
• Kiddie Tax
• Gross Income
• Hybrid Method
• Qualifying Transactions
• Flow Through of Income
• Grantor Trusts
• Estate Income Tax
• Preferences and Adjustments
• Cost Recovery Concepts
• Related Party Transactions
• Stepped-up Basis
• Tax Credits
• Taxation at Entity Level
• Standard Deduction
• Statutory Law
• Section 1244 Stock
• Tax Liability
• Deferral Items
• Tax Consequences of Gain
• Imputed Interest
• Capital Assets
• MACRS

VI. Retirement Planning:

• Total Return Assumptions
• Roth IRA
• Section 403(b) plans
• Department of Labor Regulations
• Social Security
• Cost Basis Recovery
• Risk Tolerance
• Retirement Plans
• (QDRO)
• Medicare Part A
• Designated Beneficiary
• Section 457 Plans
• Hardship Withdrawals
• Required Minimum Distribution
• Equal Period Payments
• Life Expectancy Method of Calculation
• Traditional IRA
• IRC section 72(t)
• Lump Sum Distributions
• ESOP/Stock Bonus Plans
• Defined Benefit Plan
• Owner's Objectives
• Cash Balance Plan
• ERISA
• SIMPLE IRAs
• Stock Bonus Plan
• Simplified Employee Pensions
• Roth Conversions
• Top-Heavy Plans
• NHCEs
• Qualified Retirement Plan Vesting Schedule
• Eligibility Requirements
• Qualified Retirement Plans
• Section 401(k) plans
• Taxation
• Medicare: Eligibility

VII. Estate Planning:

• Probate Process
• Gifting Strategies
• (CRATs)
• Medicaid Planning
• Transfers Through Trusts
• Wills
• Life Insurance Trusts
• Gift Taxation
• Liquidity Needs
• Private Foundations
• Calculation Of Applicable Credit
• Tax Liability
• Advance Medical Directives
• Gift-Giving
• Rule Against Perpetuities
• Powers of Attorney
• Charitable Lead Trusts
• Estate Taxation
• Guardianships
• Income Taxation
• Incapacity Planning
• Gross Estate Value
• Marketability Discounts
• Powers Of Appointment
• Postmortem Use Valuation
• Marital Deduction (Estate Tax)
• Minority Discount
• Taxation Of Trusts And Estates
• (GRITs)
• Charitable Giving
• Crummey Provisions
• QTIP planning
• Lifetime Planning Techniques
• Tentative Tax Base

Remember, this is just a small sampling of the topics covered in our system. Overall, you get our premium-quality flashcards covering everything you'll need to succeed on the CFP® test.

Receive the Following Bonuses

Since we know it's 100% to your benefit to use our flashcards, we want to further encourage you by also including the following with your order:

• Bonus One: CFP® Exam Practice Test Questions

  Think you're ready for the CFP® test? Test yourself using our practice test questions. Find out if you're prepared or if you need to head back to the flashcards for another review. Use our practice test questions to make sure that you're not caught off guard on test day!

  Detailed answer explanations are included for each question. It may sound obvious, but you have to know which questions you missed (and more importantly why you missed them) to be able to avoid making the same mistakes again when you take the real test. That's why our CFP® practice test questions include answer keys with detailed answer explanations. These in-depth answer explanations will allow you to better understand any questions that were difficult for you or that you needed more help to understand.

• Bonus Two: Special Report: The Leitner Method for Maximizing Flashcard Learning

  In the 1970's a German psychologist developed a learning system that turned the humble flashcard into an advanced learning technology. His method teaches you to learn faster by playing a simple game with your flashcards, with the help of a few items you probably have around your home. Simple to learn, but incredibly effective, our free report shows you exactly how to use his method in plain, easy-to-understand language.

• Bonus Three: Study Skills

  The way to get the test score that you deserve is by proper preparation. That includes knowing both what to study and how to study. Our Flashcards Study System for the CFP® Exam will teach you what you need to know, but our Study Skills bonus will show you HOW to use it to be successful as you prepare for your CFP® test. Improving your ability to learn and to learn faster will accelerate your progress as you study for your test.

• Bonus Four: How to Overcome Test Anxiety

  Do you get really nervous before important tests? If so, you could be suffering from a mild form of what's known as test anxiety. This special report on test anxiety gives you important research, including our exclusive tips on how to make your test-taking experience as stress-free as possible while maximizing your score.

By the way, these bonuses are yours to keep even in the unlikely event you decide to take advantage of our ironclad money-back guarantee:

Here's How to Order Your Copy of the
Flashcards Study System for the CFP® Exam

The Flashcards Study System for the CFP® Exam is available at this web page. Your order includes free shipping and will typically ship within one business day from our production facility. This package retails for $89.99, but is available today for only $53.99. It's easy to get your flashcards; just click one of the links below:

Click here to order Flashcards Study System for the CFP® Exam

By Peter Rench
This Page Last Updated: 12/09/2024